Business Packages

Business Insurance

What is business insurance?

A business takes years to build – but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack.

With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment and reputation are protected by insurance.

What can it cover?

Business insurance packs can offer general protection for a business, which may include cover against:

Type of CoverPotential Benefits
Property damageRepair or replacement of property damaged.
Business interruptionLoss of trading profit following insured damage to property and additional costs and expenses incurred during a claim.
TheftRepair or replacement of property stolen.
MoneyLoss of money.
Public or product liabilityYour liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy.
GlassFor replacing glass inside or outside your premises, including your shopfront windows, mirrors or display cases.
TransitFor stock that is in transit on the road, in the air or by sea.
Electronic equipment breakdownFor repairing or replacing electronic equipment that breaks down.
Machinery breakdownCover for costs associated with machinery breakdown.
General PropertyTo cover your tools of trade, including laptops and tools that you use for your profession or trade.
Tax auditTo cover the costs of being audited by the ATO.
Employee dishonestyDirect financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance.